Your Crucial First Step
Before you and your real estate agent start looking at homes, you'll want to get pre-approved! A pre-approval means that a seller can take your offer on their home seriously because we (your lovely lender) have already taken the time to review your basic financial documents and can say with confidence that you are qualified to buy a home.
Why Should You Get Pre-Approved?
Go into your home search with real expectations - don't waste your time looking at homes out of your price range! When you get pre-approved, you'll know exactly how much home you can afford and which loan programs you qualify for. Give yourself an edge - sellers know exactly what a pre-approval is and you can trust they're taking offers with one seriously. This goes for real estate agents as well! Many of the top real estate agents in the industry will only work with clients who are already pre-approved.