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Do You Have Enough Home Owner’s Insurance

April 17, 2025

Do You Have Enough Homeowners Insurance?

Hey, it’s JJ Astorquia with Bluebird Home Loans! In this quick video, I’m asking a simple but important question: Do you have enough homeowners insurance coverage on your home?

 

🏑 πŸ‘‰ What we cover:

Why lenders only require insurance up to your loan amount

How a $500,000 home might only be covered for $400,000

What 125% extended coverage really means

Why rising home values and decreasing loan balances mean it’s time to re-evaluate your coverage

 

A quick tip: Call your insurance agent today to make sure you’re fully protected πŸ“ˆ As home values increase and your loan balance drops, your current coverage might not be enough to rebuild in case of disaster. Take a minute to check inβ€”it could save you big in the future.

 

πŸ’¬ Questions? Need help navigating homeownership? I’m here to help!

 

πŸ”” Don’t forget to like, subscribe, and turn on notifications for more helpful mortgage and homeowner tips.

 

Bluebird Home Loans | NMLS # 2383522 ☎️ (877) 482-1874 🌐 www.bluebirdhl.com/ Bluebird Home Loans LLC is an Equal Opportunity Lender

 

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